NO FICO - 3/27 - 1st Trust Deed with 3yr PP
SUBMISSION FORM

- Up to 65% LTV
- 9.99% - 12.50% I.O
- Stated Income, Stated Assets
- Lite & Full Doc Option (better pricing)
- No Doc Option - Non owner only
- Loan Amounts $150,000 - $5,000,000
- No Seasoning
- No Balloon Payment
- Properties < 300k in non-metropolitan areas at lenders   discretion
- SFR, 1-4 Units, PUDS, CONDOS
- No rural, Manufactured, Modular or Unique
- Fees from Par to 3
- No FICO Minimum

NO FICO - BRIDGE LOAN
SUBMISSION FORM

- Maximum CLTV 65%
- Stated Income, Stated Assets
- Lite & Full Doc Option (better pricing)
- No Doc Option - Non owner only
- No Pre-Pay
- Non Owner Occupied Only
- Minimum Loan $200,000
- Maximum Loan Amount $50,000,000
- Construction Completions ok, needs to be 80% complete.
- Cross-Collateralization encouraged if over 50% LTV
- 6 to 12 month short term with options to extend for additional   term(s)
- (A short term) NO FICO minimum line of credit



NO FICO - HELOC - 2nd Trust Deed
SUBMISSION FORM

- Up to 65% LTV
- Rates 12.00% - 15.00% I.O (Margin + Prime)
- No Pre-Pay and No Sect 32
- Stated Income, Stated Assets
- Lite & Full Doc Option (better pricing)
- No Doc Option - Non owner only
- Trusts, LLC, LLP & Corporations OK
- Cross-Collateralization Availiable
- Loan Amounts $100,000 - $500,000
- No Balloon Payment
- Properties < 300k in non-metropolitan areas at lenders   discretion
- SFR, 1-4 Units, PUDS, CONDOS. No rural, manufactured,   modular or unique
- No Seasoning
- Fees from 3 to 5
- No FICO Minimum